Want to Save Money?
- Stop drinking Starbucks.
Actually, this is not that post.
There are a bunch of great posts like that, but they were never for me. I already didn’t drink Starbucks, didn’t buy $100 outfits, and didn’t eat out every week. So how was I supposed to save extra money when I had already cut out the extras?
I had to change everything from the bottom up.
This is a post for those who have already cut the fat – those who are relentless in loving their wallets and are willing to take major steps to spend less and save more.
Here are 20 things you can do to save money.
1. Stop going to stores when you are bored.
No window shopping. You are not buying things you do not need, so stop looking. If you are there just to waste time, you will buy. So just don’t go.
2. Do not run errands until you have several things to do while you are out.
This saves gas, saves time, and limits the number of opportunities you are in a place where you buy things that you don’t need.
3. Unsubscribe from shopping emails.
You’re not shopping remember? Every time I see that, “25% Friends and Family” sale, my mind starts thinking about the things I might need. If I had not seen that ad, I would have been blissfully unaware of the things I “needed.”
4. Use what you already have until it is used up or broken.
This goes for food, personal care items, makeup, baby items, phones, TVs, cars, everything.
5. Drive your car until the wheels fall off.
A new car means a new payment. Even a used car means a new payment. A $20,000 car that you keep for 3 years costs you $555 a month. A $20,000 car that you keep for 6 years costs you $278 a month. A $20,000 car that you keep for 12 years costs you $139 a month. Get it?
6. When its worth your time and money, make foods with basic ingredients instead of buying them processed.
Here are the things we make instead of buy. Also, check out our Loving your Table section for recipes on how to make yogurt, breads, and more!
7. But in defense of processed…
If you’re in a pinch, a processed and more expensive frozen meal on hand is financially the better move than even a cheap restaurant’s bill.
8. Buy used clothes for your kids.
They grow out of them so quickly! Check out Facebook sale pages. I typically buy bags of clothes for my kids that last the whole season for about $25 a bag. That is the cost of about one outfit at a department store!
9. Buy or find cheap furniture and fix it up yourself.
Three years ago I had never painted a piece of furniture. Now, every room in my house looks put together with just a little paint and elbow grease.
10. Do your own home repairs.
YouTube can teach you about anything you ever wanted to know. Clearly, this suggestion has its limitations. Know your personal limits.
11. Cut your husband’s and son’s hair.
Again, YouTube it. It is actually pretty easy.
12. Make your own cleaners.
Vinegar and baking soda do some pretty amazing things!
14. Reduce reoccurring expenses.
Look for ways to lower your monthly bills such as insurance, cell phone plans, etc.
15. Use free money.
There are tons of different program (Ebates, Swagbucks, etc.) that you can use to save money on what you are already buying. Also, JCPenney’s, Macy’s etc. will oftentimes send $10 off a purchase of $10 or more coupons. If there is something you need, use a coupon like this to get your purchase cheaper.
16. Avoid traps.
You do not need timeshares, pricey gym memberships, rent-to-own, furniture payment plans, beauty box subscriptions, etc.
17. Find free activities.
Check out your local libraries, parks, free days at the museum, and city sponsored events.
18. Buy cheaper groceries.
Whether this is Aldi, your local Asian food store, couponing or just watching sales, spend less on your groceries.
19. Try a no spend month.
OR start small and just try a no spend category (like my no spending on myself for a year). You will learn a lot about what you actually need and do not need.
20. Buy a deep freezer.
Yes, you have to buy to save here. Deep freezers allow you to stock up on things when they are super cheap. Frozen pizzas for a dollar? Buy ’em up!
All of that being said…
I am not against all shopping (I have not one, but two Black Friday posts!). There are times that you have to buy things. When you do, buy smart! Check out My Loves – this is where I post all of the best buys I have gotten. I only include products that I have purchased and love, so you know that they are a great deal!
Comment below and let me know your favorite ways to save!